जैसा की हम जानते है की भारत सरकार ने हाल ही में कुछ ऐसी Mobile Applications को भारत से Ban किया है जो फर्जी तरीके से लोन देने का काम करती थी। यह सभी मोबाइल एप्लीकेशन केवल 7 दिवस के लिए लोन देती थी और उसके बाद उन लोगो को लोन की राशि से 100 गुना ज्यादा राशि भरने को परेशान करती और कई तरह से Harassment करती।
सरकार ने इस पर कड़ी कार्यवाही करते हुए इन सभी Application को भारत से बैन कर दिया है। भारत में बैन हुई इन सभी Application की सूची हम आगे बता रहे है उससे पहले आपको हम ऐसी कुछ चीज़ें बताने जा रहे है जिनको आपको जानना बेहद जरुरी है ताकि आप भी उनसे सावधान रहे और इस तरह की कोई फर्जी Application के चक्कर में न पड़े।
कैसे काम करती थी यह फर्जी Loan Apps?
आज के समय में हर किसी को पैसों की जरूरत होती है। ऐसे में हर कोई यह चाहता है की उनको कही पर से लोन मिल जाए और वो अपनी जरूरतों को पूरा कर दे। यह सभी Application लोगो को इन्ही जरूरतों का फायदा उठाती थी।
Google Play Store पर ऐसी 100 से भी अधिक Application थी जो इस तरह के काम करती थी। यह लोगो को 7 दिन का लोन देती जिसमे यह 2 से 5 हजार का लोन देती और वापस 8 से 100 हजार तक वसूल करती। इसके बाद भी लोगो के जितने भी Contact Number होते है उन पर Calls कर के उन्हें भी परेशान करती है और उनके रिश्तेदारों को गंदे-गंदे मेसेज भेजते है ताकि वो परेशान होकर उन्हें और पैसे दे।
Fake Apps से कैसे बचे?
Fake Loan Apps से आप कैसे बच सकते है।
- किसी भी एप्लीकेशन को Install करने से पहले जांच कर ले की वो जो एप्लीकेशन आप इस्तेमाल कर रहे है वो RBI Registered है या नही।
- जब भी हम कोई Application को Install करते है और उसका इस्तेमाल करते है तो उसमे कई तरह की Permissions मांगी जाते है जैसे Call permission, Contacts Permission, Gallery Permission इत्यादि। इन सब का Access देने से पहले एक बार जांच ले की वो आपके फ़ोन से किस तरह की Permission मांग रहे है। उसके बाद ही Allow करें अन्यथा आप बड़ी मुशीबत में फस सकते है।
- किसी भी एप्लीकेशन को अपने उस Phone में इनस्टॉल न करें जो आपका Main फोन हो क्योंकि इन सभी तरह की Application में कई तरह के Access की जरूरत होती है।
- किसी भी Application से लोन न ले क्योंकि आज के समय में लगभग फर्जी Application है। हालांकि कुछ Application ऐसी भी है जो वास्तव में लोन की सुविधा देती है और आपकी जरूरतों को पूरा करते है।
500+ App जो प्रतिबंधित है –
भारत में भारतीय रिज़र्व बैंक ऑफ़ इंडिया द्वारा हाल ही में बेन की गई है जिन सब की सूची इस प्रकार है –
| Sr। No | App Name |
| 1 | Cash advance app |
| 2 | Cash fish app |
| 3 | Cash light app |
| 4 | Cash ray app |
| 5 | Cash room app |
| 6 | Cash tree app |
| 7 | CB loan app |
| 8 | Store Loan |
| 9 | Matero Finance |
| 10 | Cash host |
| 11 | Goldcash |
| 12 | Mobile cash |
| 13 | Easy credit |
| 14 | Money tree |
| 15 | Loan fortune |
| 16 | Rupee smart |
| 17 | Flash rupee |
| 18 | Zo zo Cash |
| 19 | Cash Park |
| 20 | Live Cash |
| 21 | Sun cash |
| 22 | Income loan |
| 23 | Unit Cash |
| 24 | Bright Cash |
| 25 | Magic money |
| 26 | Sunny loan |
| 27 | Royal cash |
| 28 | Sharp corn |
| 29 | Marvel cash |
| 30 | Mobikquick |
| 31 | Cash fish |
| 32 | Voice loan |
| 33 | Rupeek buzz |
| 34 | Rupeek fenta |
| 35 | Money pocket |
| 36 | M pocket |
| 37 | Express loan |
| 38 | Hu cash |
| 39 | Loan dream |
| 40 | Apple cash |
| 41 | Cash colla |
| 42 | Fash rupee |
| 43 | Rupee salam |
| 44 | HD credit app |
| 45 | HDB loan app |
| 46 | Infinity cash app |
| 47 | Kredit mango app |
| 48 | Kredit marvel app |
| 49 | Minute cash app |
| 50 | Fast rupee |
| 51 | Rupee Pro |
| 52 | Money muthual |
| 53 | Cash cow |
| 54 | One loan easy loan |
| 55 | Quality cash |
| 56 | Time loan |
| 57 | Rupeek cash |
| 58 | Pub cash |
| 59 | Basket loan |
| 60 | Money lander |
| 61 | Bright money |
| 62 | Cash magic |
| 63 | guru loan app |
| 64 | Paisawala |
| 65 | Easy brave |
| 66 | Money standup |
| 67 | Gold loan app |
| 68 | Cash go |
| 69 | Funny happen |
| 70 | India AI Credit Cash Loan |
| 71 | Cash Advance |
| 72 | Rupee Loan |
| 73 | Rupiya company |
| 74 | Credit buzz |
| 75 | Orange Loan |
| 76 | Small Loan |
| 77 | Flip cash |
| 78 | Just money |
| 79 | Money Master |
| 80 | Easy loan |
| 81 | Rupee Online |
| 82 | Ob cash loan |
| 83 | Royal able rupee cash |
| 84 | Koko cash |
| 85 | Fast cash |
| 86 | Money box |
| 87 | More cash |
| 88 | Monday money app |
| 89 | UPA Loan |
| 90 | Goldman Payback |
| 91 | Handy loan |
| 92 | Rupeeking |
| 93 | Mi Rupe |
| 94 | One Loan Cash Any Time |
| 95 | Express Loan |
| 96 | Loan Dream |
| 97 | Rupee Loan |
| 98 | Flash Loan Mobile |
| 99 | Rupee Star |
| 100 | Wow Rupee |
| 101 | Cash Park Loan |
| 102 | Hoo Cash |
| 103 | First Cash |
| 104 | Clear Loan |
| 105 | Rupee Box |
| 106 | Small Loan |
| 107 | Rich Loan Go |
| 108 | Asan Loan |
| 109 | Live Cash |
| 110 | Fast Rupee |
| 111 | Loan Fortune |
| 112 | Cash Pocket |
| 113 | Insta Loan |
| 114 | Apna Paisa |
| 115 | Coin Rupee |
| 116 | Cash Advance |
| 117 | Cash Papa |
| 118 | Loan Cube |
| 119 | Hand Cash |
| 120 | Loan Home Small |
| 121 | I Credit |
| 122 | Wen Credit |
| 123 | Samay Rupee |
| 124 | Lend Mall |
| 125 | Silver Pocket |
| 126 | Bharat Cash |
| 127 | Money Master |
| 128 | Easy Loan |
| 129 | Warn Rupee |
| 130 | Handy Loan |
| 131 | Lucky Wallet |
| 132 | UPO Loancom |
| 133 | Bud Loan |
| 134 | Cash Mine |
| 135 | Tyto Cash |
| 136 | My Cash Loan |
| 137 | Simple Loan |
| 138 | Cash Machine Loan |
| 139 | For Pay |
| 140 | Minute Cash |
| 141 | Fast Paisa |
| 142 | More Cash |
| 143 | Cash Book |
| 144 | Hand Cash Friendly Loan |
| 145 | Bellono Loan |
| 146 | Koko Loan |
| 147 | Reliable Rupee Cash |
| 148 | Early Credit App |
| 149 | Eagle cash loan App |
| 150 | Cash Carry App |
| 151 | Cash park |
| 152 | rich cash |
| 153 | fresh loan |
| 154 | Betwinner betting |
| 155 | Rupee mall |
| 156 | SUN CASH |
| 157 | Minute cash |
| 158 | Bus rupee |
| 159 | ob cash loan |
| 160 | onstream |
| 161 | Kash loan |
| 162 | Small Loan |
| 163 | Rupiya bus |
| 164 | Insta money |
| 165 | Faith Loan |
| 166 | loan cube |
| 167 | I karza |
| 168 | money stand pro |
| 169 | Pokemoney |
| 170 | Quality Cash |
| 171 | loan loji |
| 172 | Forpay app |
| 173 | Rupeeplus |
| 174 | Dream loan |
| 175 | cash star miniso rupee |
| 176 | cashpal |
| 177 | Rish Cash Fast Loan |
| 178 | fortune now |
| 179 | credit wallet |
| 180 | pocket bank |
| 181 | Loanzone |
| 182 | Fast coin |
| 183 | star loan |
| 184 | Easy Credit |
| 185 | ATD lone |
| 186 | tree lone |
| 187 | Balance lone |
| 188 | cash bowl |
| 189 | Cash curry |
| 190 | cash machine |
| 191 | cash pocket live Cash |
| 192 | Cash Cola |
| 193 | cash |
| 194 | koko loan |
| 195 | Loan Resource(disi) |
| 196 | Cash Hole |
| 197 | Easy Borrow Cash loan |
| 198 | IND loan |
| 199 | Wallet Payee |
| 200 | Cash Guru App |
| 201 | Gold Cash |
| 202 | Orange Loan |
| 203 | Angel Loan |
| 204 | Loan Sathi |
| 205 | Sharp Loan |
| 206 | Daily Loan |
| 207 | Sky Loan |
| 208 | Mo Cash |
| 209 | Jo Cash |
| 210 | Best Paisa |
| 211 | Hello Rupee |
| 212 | Holiday Mobile Loan |
| 213 | Phone pay |
| 214 | Plump Wallet |
| 215 | Cashcarry Loan App |
| 216 | Crazy Cash |
| 217 | Quick Loan App |
| 218 | Rocket Loan |
| 219 | Rupee Magic |
| 220 | Rush Loan |
| 221 | Bellono Loan App |
| 222 | Agile Loan app |
| 223 | Cash advance |
| 224 | Income OK |
| 225 | Cash manager |
| 226 | Cash Advance Atach |
| 227 | Cash Manager |
| 228 | Cash Advance T1 |
| 229 | Dhan Pal |
| 230 | Personal Loan App |
| 231 | Honey Loan |
| 232 | Eulavt App |
| 233 | Rupeeredee Loan App |
| 234 | Money Ladder |
| 235 | Magic Money |
| 236 | Fortress Loan App |
| 237 | Cash Host |
| 238 | Elephant Cash |
| 239 | Rupee pocket |
| 240 | Mobipocket app |
| 241 | Papa money app |
| 242 | PP money app |
| 243 | Raise cash app |
| 244 | RAw loan app |
| 245 | Rupee loan app |
| 246 | Rupees master app |
| 247 | Ruppes land app |
| 248 | Under process |
| 249 | Well Kredit app |
| 250 | Volcano Loan |
| 251 | Aladdin Lamp |
| 252 | Rupeeok |
| 253 | Honey Loan App |
| 254 | Lucky Loan App |
| 255 | DuttaRuppes |
| 256 | Rapid Paisa |
| 257 | Easy Rp |
| 258 | Ok Rupee Loan App |
| 259 | Rupee Papa |
| 260 | Credit Pearl |
| 261 | May Loan |
| 262 | Cash Credit |
| 263 | Ariaeko Lone |
| 264 | Rupeestar |
| 265 | Yes Cash |
| 266 | Easy Barrow Loan App |
| 267 | Credit Loan |
| 268 | Marvel Loan |
| 269 | Fri Loan |
| 270 | Cashcom |
| 271 | Walletpro |
| 272 | Handey Loan |
| 273 | Money View App |
| 274 | Get Cash |
| 275 | PradhanmantriYojna Loan |
| 276 | Fexli Loan |
| 277 | Cash Samosa |
| 278 | Es Loan |
| 279 | Flash Loan App |
| 280 | Top Cash |
| 281 | Cash Station |
| 282 | My Kredit |
| 283 | Infinity Cash |
| 284 | Link Money |
| 285 | More Loan |
| 286 | Hi Credit App |
| 287 | Gold Sea |
| 288 | Magicc Loan |
| 289 | Pillai Loan |
| 290 | Marwel Loan Baba |
| 291 | Minutes In Cash |
| 292 | Discover Loan App |
| 293 | Hello Box |
| 294 | Wallaby App |
| 295 | Cash Cow |
| 296 | E Paisa |
| 297 | Shuttle Loan |
| 298 | Monney Tank |
| 299 | Mama Loan |
| 300 | Rainbow Loan |
| 301 | Yes Rupees |
| 302 | Crystal Loan |
| 303 | Honey Loanin |
| 304 | Topcash |
| 305 | Manta Cash |
| 306 | O Cash |
| 307 | Cash Light |
| 308 | Jasmine Loan App |
| 309 | Arak Loan |
| 310 | Fast Cash Only Loan |
| 311 | Sugar Money |
| 312 | Wow Rupee |
| 313 | Cash Park Loan |
| 314 | Lend Moll |
| 315 | Creditking |
| 316 | Hi Cash |
| 317 | UPA Loan |
| 318 | Asan Loan |
| 319 | Apna Paisa |
| 320 | Coin Rupee |
| 321 | Bharat Cash |
| 322 | My Cash Loan |
| 323 | Simple Loan |
| 324 | Silver Pocket |
| 325 | Cash Machine Loan |
| 326 | Minute Cash |
| 327 | Cash Book |
| 328 | Rupee mall |
| 329 | Pokemoney |
| 330 | Cash Carry App |
| 331 | loan loji |
| 332 | Forpay app |
| 333 | Quality Cash |
| 334 | Wallet Payee |
| 335 | Cash Guru App |
| 336 | Cash Cola |
| 337 | 66 cash |
| 338 | koko loan |
| 339 | Easy Credit |
| 340 | tree lone |
| 341 | Beloan App |
| 342 | INS Loan |
| 343 | Asan Loan |
| 344 | Go Cash |
| 345 | Flip cash |
| 346 | Rupee Wallet |
| 347 | Go Go loan |
| 348 | Rupee King |
| 349 | Fast Rupee |
| 350 | Easy Credit Loan |
| 351 | Fast cash or Cash Fast |
| 352 | Cash Cola |
| 353 | Infinity |
| 354 | Magic money loan |
| 355 | Star loan |
| 356 | Ok rupee loan |
| 357 | Sunshine |
| 358 | Credit wallet |
| 359 | Money tree |
| 360 | Cash pocket |
| 361 | Small credit |
| 362 | Yes rupee |
| 363 | Hello rupee |
| 364 | Cash room |
| 365 | In cash |
| 366 | Cash lion |
| 367 | Cash era |
| 368 | Lucky wallet |
| 369 | Rupee pus |
| 370 | Coco cash |
| 371 | Indian loan |
| 373 | Credit day |
| 374 | Credit finch |
| 375 | Tap credit |
| 376 | Cash port |
| 377 | Smile loan |
| 378 | Cash today |
| 379 | Lucky rupee |
| 380 | Go cash |
| 381 | Snapit loan |
| 382 | Quick cash |
| 383 | Panda rupees |
| 384 | Play cash |
| 385 | Eulavt Loan App |
| 386 | Micredit |
| 387 | Quick credit |
| 388 | Cashon |
| 389 | Rupees plus |
| 390 | Rupee now |
| 391 | Elephant loan |
| 392 | Loan zone |
| 393 | Ant cash |
| 394 | Quick money |
| 395 | Alp cash |
| 396 | UPA Loan |
| 397 | Goldman Payback |
| 398 | Handy Loan |
| 399 | RupeeKing |
| 400 | Mi Rupay |
| 401 | One Loan Cash Any Time |
| 402 | Express Loan |
| 403 | Loan Dream |
| 404 | Rupee Loan |
| 405 | Flash Loan Mobile |
| 406 | Rupee Star |
| 407 | Wow Rupee |
| 408 | Cash Park Loan |
| 409 | Who Cash |
| 410 | First Cash |
| 411 | Clear Loan |
| 412 | Rupee Box |
| 413 | Chhota Loan |
| 414 | Get Rich |
| 415 | Loan Go |
| 416 | Asana Loan |
| 417 | Live Cash |
| 418 | Fast Rupee |
| 419 | Loan Fortune |
| 420 | Cash Pocket |
| 421 | Insta Loan |
| 422 | Apna Paisa |
| 423 | Coin Rupee |
| 424 | Cash Advance |
| 425 | Cash Papa |
| 426 | Loan Cube |
| 427 | Hand Cash |
| 428 | Loan Home Small |
| 429 | Eye Credit |
| 430 | Wayne Credit |
| 431 | Samay Rupee |
| 432 | Lend Mall |
| 433 | Silver Pocket |
| 434 | Bharat Cash |
| 435 | Money Master |
| 436 | Easy Loan |
| 437 | Warne Rupee |
| 438 | Smart Coien |
| 439 | Lucky Wallet |
| 440 | UPO Loan।com |
| 441 | Buddy Loan |
| 442 | Cash Mine |
| 443 | Tyto Cash |
| 444 | My Cash Loan |
| 445 | Simple Loan |
| 446 | Cash Machine Loan |
| 447 | Pay For Minute Cash |
| 448 | Fast Paisa |
| 449 | More Cash |
| 450 | Cash Book |
| 451 | Hand Cash Friendly Loan |
| 452 | Belono Loan |
| 453 | Coco Loan |
| 454 | Reliable Rupee Cash |
| 455 | Early Credit App |
| 456 | Eagle Cash Loan App |
| 457 | Cash Carry App |
| 458 | Cash Park |
| 459 | Rich Cash |
| 460 | Fresh Loan |
| 461 | BetWinner Betting |
| 462 | Rupee Mall Sun Cash |
| 463 | Minute Cash |
| 464 | Bus Rupee |
| 465 | Ob Cash Loan |
| 466 | Onstream |
| 467 | Kash Loan |
| 468 | Small Loan |
| 469 | Rupiah Bus |
| 470 | Insta Money |
| 471 | Loan Cube |
| 472 | I Karza |
| 473 | Money Stand Pro |
| 474 | Pokemon |
| 475 | Kwality Cash |
| 476 | Loan Loji |
| 477 | Fourpay App |
| 478 | RupeePlus |
| 479 | Dream Loan |
| 480 | Cash Star Miniso Rupee |
| 481 | Cashpal |
| 482 | Fortune Now |
| 483 | Credit Wallet |
| 484 | Pocket Bank |
| 485 | Loanzone |
| 486 | Fast Coin |
| 487 | Star Loan |
| 488 | Asan Credit |
| 489 | ATD Loan |
| 490 | Tree Loan |
| 491 | Balance Loan |
| 492 | Cash Bowl |
| 493 | Cash Curry |
| 494 | Cash Machine |
| 495 | Cash Pocket Live Cash |
| 496 | Cash Cola |
| 497 | 66 Cash |
| 498 | Coco Loan |
| 499 | Loan Resource (DIC) |
| 500 | Cash Hole |
| 501 | Easy Borrow Cash Loan |
| 502 | Ind Loan |
| 503 | Wallet Payee |
| 504 | Cash Guru App |
| 505 | Gold Cash |
| 506 | Orange Loan |
| 507 | Angel Loan |
| 508 | Loan Saathi |
| 509 | Sharp Loan |
| 510 | Daily Loan |
| 511 | Sky Loan |
| 512 | Mo Cash |
| 513 | Joe Cash |
| 514 | Best Paisa |
| 515 | Hello Rupee |
| 516 | Holiday Mobile Loan |
| 517 | Plump Wallet |
| 518 | CashCarry Loan App |
| 519 | Crazy Cash |
| 520 | Quick Loan App |
| 521 | Rocket Loan |
| 522 | Rupee Magic |
| 523 | Rush Loan |
| 524 | Bellono Loan App |
| 525 | Agile Loan App |
| 526 | Cash Advance 1 |
| 527 | Income Value |
यह सभी Apps है जो भारत सरकार द्वारा Ban की गई है।
